Personal Umbrella: Policy Provisions and a Personal Risk Management Tool & Home Based Business Insurance (Webinar) 11/06/2025

Description

This comprehensive 60-minute training session provides an in-depth overview of personal umbrella insurance and home-based business coverage. Participants will learn the fundamentals of personal umbrella policies, including their definition, importance, and how they apply in real world claim scenarios. The course will break down policy provisions, coverage categories like bodily injury, property damage, and personal injury, as well as key exclusions and conditions. Attendees will explore how to determine appropriate coverage amounts through practical calculations and understand their duties following a loss. The session also emphasizes the significance of uninsured and under-insured motorist coverage, including optional features and statistical insights, supported by relevant claim scenarios. Additionally, the program highlights the benefits of offering personal umbrella policies from an agency perspective and covers essential aspects of home-based business insurance—eligibility, common classes, limitations, and coverage options—along with a discussion on COVID-19 considerations. This training equips insurance professionals with the knowledge to better serve clients by understanding policy intricacies, coverage needs, and additional protections available.