Personal Auto Policy-Liability-A Deep Dive

Description

There are over 275,000,000 registered vehicles on US roads. The majority of these vehicles are considered private passenger autos (including vans and light trucks), & are owned by individuals and used personally. The overwhelming majority of these vehicles are insured with a personal auto policy, making the PAP the most often written coverage form in our industry. If a person has only one insurance policy, it is likely a Personal Auto Policy.  

Still, this coverage form has many 'mysteries' - for both the insurance professional and the policyholder. This presentation will take a deep dive into liability coverages available in this form and will provide information on endorsements that should be considered for nearly every personal auto risk.