Course Objectives: This course will cover the material that will prepare you to take the Institutes ethics exam. 1. Define “ethics” and “ethical behavior” and describe their importance to the insurance professional’s mitigation of Conduct Risk, which is a regulatory focus area. 2. Identify and insurance professional’s ethical responsibilities, and to whom they are owed. 3. Understand state regulatory requirements for insurance professionals. 4. Understand the difference between “ethics” and “compliance” and the impact of ethics on insurance professional’s compliance with regulatory requirements. 5. Describe how ethical business practices impact profitability and professional image.