CRIS: Additional Insured Issues (Richmond) 11/20/2019

Description

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The course also addresses insured status under other construction-related lines of insurance—commercial auto, builders risk, and workers compensation, explaining the coverage features typical of each line and the risk-transfer significance of insured status under these policies.

This is an intermediate-level course.

Students who successfully complete this course will be able to

• 1. recognize the importance of “insured” status under the insurance policies most often used to write coverage on construction risks
• 2. identify standard reasons why indemnitees seek additional insured status under their indemnitors’ insurance policies
• 3. recognize the drafting history and current coverage provisions of standard CGL endorsement CG 20 10
• 4. differentiate between arranging additional insured status on a scheduled and an automatic basis
• 5. identify the methods and coverage provisions applicable to arranging insured status for design professionals
• 6. identify coverage and risk transfer issues surrounding the defense of additional insureds and indemnitees
• 7. recognize the potential problems created for additional insureds by “other insurance” clauses and the best methods of dealing with them
• 8. recognize the legal principles that are applied to the interpretation of standard additional insured endorsements
• 9. identify issues affecting insured status under builders risk insurance, particularly steps to be taken in avoiding subrogation
• 10. identify additional insured issues in excess and umbrella liability, auto, and workers compensation insurance

Prerequisites
A basic understanding of CGL coverage and named insured requirements.

Course #212025 | 7 P&C | Instructor: Carlton Gill