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One of the most confusing aspects of property insurance policies is the coinsurance clause. Insured’s who fail to insurance to value soon learn its importance. Therefore, as insurance professionals we must have a good understanding of the provision and its effect on loss payments. Coinsurance has been a part of our insurance contracts as far back as 1885. We will explore the history of coinsurance, its purpose then and now, and what we need to tell our insured.
Course #220454 | 1 P&C | Instructor: Robin Federici