BEGIN:VCALENDAR VERSION:2.0 PRODID:-//ChamberMaster//Event Calendar 2.0//EN METHOD:PUBLISH X-PUBLISHED-TTL:P1H REFRESH-INTERVAL:P1H CALSCALE:GREGORIAN BEGIN:VTIMEZONE TZID:America/New_York BEGIN:DAYLIGHT RRULE:FREQ=YEARLY;BYMONTH=3;BYDAY=2SU DTSTART:20070101T000000 TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:Eastern Daylight Time END:DAYLIGHT BEGIN:STANDARD RRULE:FREQ=YEARLY;BYMONTH=11;BYDAY=1SU DTSTART:20070101T000000 TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:Eastern Standard Time END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/New_York:20220317T100000 DTEND;TZID=America/New_York:20220317T130000 X-MICROSOFT-CDO-ALLDAYEVENT:FALSE SUMMARY:E&O - Roadmap To Homeowners Endorsements and Personal Inland Marine Pt1 (ABEN) 03/17/2022 DESCRIPTION:This course is Part I of II and this module. As of January 1\, 2020\, 3 hrs is required to be eligible for the 10% Swiss Re/Fireman's Fund premium discount! The standard Homeowners policy provides broad coverage designed to meet the needs of the average American homebuyer. This "average" home owner may be single or married\, with or without children\, living in a free-standing single-family home. This typical home owner maintains a modest lifestyle\, owns no unusual property\, has no unusual hobbies or activities and is not the "exciting" cast of characters you would see in a reality TV show or sitcom. To keep premiums reasonable and for other reasons\, these standard policies also exclude or limit coverage for insurable exposures that a minority of families face. These excluded exposures create coverage gaps that can often be filled for an additional premium\, by modifying the standard policy's limits or other provisions\, adding an appropriate endorsement\, or purchasing an additional policy. This course is designed to help insurance practitioners identify and overcome many of the coverage gaps\, exclusions\, limitations\, and uninsured exposures their Homeowners clients face. The approach varies by topic\, but the general goal is first to discuss circumstances that might create an atypical exposure or a need for additional insurance beyond that provided by a standard policy\, and then to explain measures that can be used to eliminate this coverage gap by insuring or otherwise managing the exposure. X-ALT-DESC;FMTTYPE=text/html:
This course is Part I of II and this module. As of January 1\, 2020\, 3 hrs is required to be eligible for the 10% Swiss Re/Fireman'\;s Fund premium discount! \;
The standard Homeowners policy provides broad coverage designed to meet the needs of the average American homebuyer. This &ldquo\;average&rdquo\; home owner may be single or married\, with or without children\, living in a free-standing single-family home. This typical home owner maintains a modest lifestyle\, owns no unusual property\, has no unusual hobbies or activities and is not the &ldquo\;exciting&rdquo\; cast of characters you would see in a reality TV show or sitcom. \;
To keep premiums reasonable&mdash\;and for other reasons\, these standard policies also exclude or limit coverage for insurable exposures that a minority of families face. These excluded exposures create coverage gaps that can often be filled for an additional premium\, by modifying the standard policy&rsquo\;s limits or other provisions\, adding an appropriate endorsement\, or purchasing an additional policy. \;
This course is designed to help insurance practitioners identify and overcome many of the coverage gaps\, exclusions\, limitations\, and uninsured exposures their Homeowners clients face. The approach varies by topic\, but the general goal is first to discuss circumstances that might create an atypical exposure or a need for additional insurance beyond that provided by a standard policy\, and then to explain measures that can be used to eliminate this coverage gap by insuring or otherwise managing the exposure.
LOCATION: UID:e.890.471840 SEQUENCE:3 DTSTAMP:20240328T222903Z URL:https://members.iiav.com/calendar/Details/e-o-roadmap-to-homeowners-endorsements-and-personal-inland-marine-pt1-aben-03-17-2022-476487?sourceTypeId=Hub END:VEVENT END:VCALENDAR