Description

This course—Commercial Liability Insurance for Contractors—will examine each of the three coverage parts of the commercial general liability (CGL) policy—bodily injury and property damage (Coverage A), personal and advertising injury (Coverage B), and medical payments (Coverage C)—including the insuring agreement and exclusions. Although contractors may avail themselves of the coverage provided under all of the coverage parts, the most significant coverage section for contractors, and for most other business entities, is Coverage A—“bodily injury and property damage.” Consequently, that section of the policy will receive more emphasis in this course than other coverage parts. After a careful review of the basic policy’s coverage parts, key policy provisions and conditions will be examined, such as who is an insured, limits of insurance, and notice requirements. Finally, various endorsements that can be attached to the policy to broaden or restrict the scope of coverage or otherwise alter the basic policy terms and conditions will be reviewed. This is an intermediate level course. Course #219265 | 8 P&C | Instructor: Carlton Gill